INSURANCE (UM REJECTION): MOORE V. GLOBE AMERICAN INS. CO. (SC 12/21/2006)

MOORE V. GLOBE AMERICAN INS. CO.
INSURANCE:  UM (rejection of coverage)
2005-SC-000544-DG.pdf
PUBLISHED: AFFIRMING; LAMBERT
DATE RENDERED: 12/21/2006

Held an insured can waive UM or uninsured motorist benefits coverage by signing the application for liability coverage, even if the insured alleges the agent never explained the meaning of UM coverage to him. "All persons are presumed to know the law and the mere lack of knowledge of the contents of a written contract for insurance cannot serve as a legal basis for avoiding its provisions." 

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