Furthermore, “[i]t is well established that construction and interpretation of a written instrument are questions of law for the court.” Cinelli, 997 S.W.2d at 476 (citing Morganfield Nat’l. Bank v. Damien Elder & Sons, 836 S.W.2d 893 (Ky. 1992)). Because we review questions of law de novo, we afford no deference to the interpretation of the trial court. Cinelli, 997 S.W.2d at 476 (citing Louisville Edible Oil Products, Inc. v. Revenue Cabinet Commonwealth of Kentucky, 957 S.W.2d 272 (Ky.App. 1997)).

From Spears v. Kentucky Ins. Agency, COA, PUB, 10/12/2012